As the character Don Draper from the classic TV series “Mad Men” once said, “change is neither good nor bad, it simply is”. Payment card technology brought with it countless new opportunities but also countless new risks. In order to tackle those risks a new ecosystem of protection tools was created with its own complexities and problems. To govern this ecosystem, security standards such as the PCI DSS (Payment Card Industry Data Security Standard) were created. Non-strict adherence to the PCI DSS requirements, means the loss of the right to use credit and debit cards.
Processing of payment card transactions involves the creation and storage of sensitive data. The PCI DSS stipulates requirements that ensure the safe and secure storage of such data.
There are two types of data which are generated during payment card transactions, each with its own PCI DSS regulations:
The PCI DSS specifies 12 obligatory requirements every seller/ payment card processing services must fully meet. These 12 requirements are usually grouped under 6 goals:
We will now discuss the top 12 solutions for ensuring PCI DSS compliance.
Pricing: Free Edition, Premium Edition - $595 ; Distributed Edition - $2,495
EventLog Analyzer encrypts and retains all of the log data created by network systems, applications, and devices, in a centralized repository. It’s suited for businesses of all sizes. However, log correlating is complicated and there isn't a good security integration when it comes to cybersecurity.
Pricing: Starts at $25.00 per endpoint per year
CrowdStrike Falcon X is a cloud-delivered endpoint protection service with detection, response and threat hunting capabilities. The solution is designed for businesses of all sizes but may be cost-prohibitive for small businesses. Moreover the system demands high bandwidth resources.
Pricing: Free versions/ annual license that starts at $9,000
Event Manager streamlines data from different sources into one central location and then merges and normalizes it to distinguish between harmful activities and innocent ones. It is suited to small and mid-size businesses. It lacks the ability to drill down into individual data points.
Polar Security’s DSPM focuses on smart and optimal cloud storage security management to prevent data leaks that could lead to PCI non-compliance. Its unique technology automatically detects, maps and labels all important & sensitive data (including shadow data that often slip under the radar). Its DSPM platform enables automatic mapping, allowing you to pre-emptively detect known and unknown sensitive data vulnerabilities and use this information to optimize security resources deployment. The solution is suited for businesses of all sizes from all fields.
Restorepoint allows automated network configuration backup, compliance audits, record access to network devices and network inventory tracking. It is suited to businesses of all sizes, however the system can be quite complicated, requiring experienced operators.
Reflectiz uses a non-intrusive SaaS solution to detect and mitigate security threats. It is best suited to Financial Services, Retail, eCommerce, Hospital & Health Care, Travel & Tourism. The system’s UX/ UI needs some improvement.
Pricing: Between $20 to $79 per user/ per year.
This is an endpoint detection and response tool. It uses deep learning to protect against known/ unknown malware attacks. It is suited for businesses of all sizes but it does not support Linux workstations.
Pricing: First year free. Basic subscription begins at $36 per year.
Check Point Harmony endpoint prevents, detects and mitigates targeted attacks by malware. The solution is suited for businesses of all sizes. It needs increased documentation capabilities and can sometimes become unresponsive or slow to process a query.
Spectral is a cybersecurity solution that uses a scanning engine, AI and detectors to detect harmful security errors in code, configurations and other artifacts. It is best suited for developers and DevOps. A stronger report capability is needed with many more options, also some UI elements cannot be customized.
Netwrix change tracker tracks changes in configurations, files, registries, settings and performance of all devices. It is suited for financial institutions, healthcare organizations, government agencies and educational institutions. The tool's documentation is overly scattered.
Pricing: Free version/Premium Starting from $1,995.
GoAnywhere MFT manages and secures all file transfers and related processing. It has auditing and reporting features and is best suited for all types of international organizations. The tool’s
documentation options are lacking and so is end user guidance.
Pricing: (per user/per month) 2-9 Users: Starting at $ 12.90; 10-49 Users: Starting at $ 9.70; 50 – Unlimited users: customized price.
Quatrix by Maytech is a worldwide enterprise file sharing tool. It offers security options, workflow automation, and rich audit. Its volume discount system is especially beneficial for larger teams. The UX could be improved and made more visually appealing.
To sum up, every organization that wants to use payment cards must comply with PCI DSS regulations relating to all sensitive data (access control, security & vulnerability assessment, multiple protection mechanisms that are constantly updated etc.).
Organizations today create huge amounts of data that spread all over their systems. Moreover much of that data comes in the form of unknown shadow data. One of the colossal challenges for anyone who tries to comply with PCI DSS is locating, gathering and organizing the relevant data.
Cloud Data Security Posture Management (DSPM) by Polar Security provides a unique and sophisticated solution to this challenge - DPSM automatically detects, maps and labels all important and sensitive data (including shadow data).
Using Polar Security’s powerful solution allows enterprise companies to quickly and easily understand where to focus their security resources, thus dramatically optimizing data protection and compliance with PCI DSS requirements.